- LABS AND ULTRASOUNDS -
 

If you have insurance (other than Medicaid, TriCare or CommunityCare), ultrasounds and lab costs will be filed with them directly and you will never be responsible for paying cash up front.

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- HSA ACCOUNTS &

CHRISTIAN HEALTH SHARING -
 

These insurance options will cover midwifery services upfront (Christian Healthcare has a cap on coverage).  Also, clients with Samaritan Ministries, let us help you get your supplements, birth kit, chiropractic care and other birth related costs covered as well.

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- MEDICAID, TRICARE OR KAISER -

 

Unfortunately, Medicaid, TriCare or Kaiser do not cover any costs for out-of-hospital births.  Clients are responsible for all fees - including ultrasounds and labs.  Some clients are able to see a doctor who will order their labs and ultrasounds for them in order to qualify for coverage and reduce out of pocket costs for client.

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- STANDARD INSURANCE PLANS -

Unfortunately, standard insurance coverage is not usually helpful when it comes to out of hospital birth.  They will cover labs and ultrasounds without question, but the care itself is very difficult to get covered without a full time billing staff with years of experience.  Sometimes if you call yourself they will make promises (that usually never come true)  Other times they deny you without question from the beginning.  Unfortunately at this time, insurance is not something we have time or training to deal with.  We can give you a Superbill if you want to tackle reimbursement yourself, but let it be clear - insurance billing is not a part of our care or expertise.

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